Commercial Truck Insurance in Texas

Serving Trucking Businesses Across Texas

Rich Insurance Services provides Texas commercial truck insurance for owner-operators and small fleets running I-35, I-45, I-10, and US-59. From Dallas–Fort Worth and Houston to San Antonio, Austin, El Paso, the Permian Basin, and the Rio Grande Valley, our licensed team understands Texas routes, terminals, and distribution hubs. We help compare Texas trucking insurance quotes quickly so you can keep freight moving without delays at the gate. When you need a responsive partner who knows port dray near Bayport or oilfield runs in West Texas, we’re ready.

Tailored Coverage for Texas Requirements

Intrastate carriers often need state filings (such as Form E when required), while interstate operations must meet FMCSA rules and Texas DOT expectations. We coordinate filings, certificates, and endorsements for brokers, plants, and warehouses statewide. Whether you’re a new venture on I-35 between Austin and Dallas or a long-haul unit staging near the Port of Houston, we align coverages with your contracts and lanes, including commercial auto liability, motor truck cargo, and a full commercial trucking insurance package to meet customer wording precisely.

Coverages Offered in Texas

Build your program around the risks you face on Texas highways: primary liability, physical damage for tractors and trailers, cargo, general liability, non-trucking liability (bobtail), trailer interchange, hired & non-owned auto, workers’ compensation, occupational accident, and commercial umbrella. Our carrier network—built for trucking—lets us tailor deductibles, limits, and endorsements for shippers from DFW to the Gulf Coast.

Competitive Rates for Texas Truckers

Insurance costs in Texas can run high due to traffic density, litigation exposure, and cargo mix. We work to uncover savings via clean MVRs, safety programs, telematics, equipment valuation, and smart deductible choices. For operators comparing how much truck insurance is in Texas across Dallas, Houston, and San Antonio, we bring multiple quotes to the table and explain each option in plain English.

Our Presence in the Lone Star State

Rich Insurance Services supports fleets across the state through fast certificates, 24/7 service, and relationships with trucking-focused markets. We routinely assist small fleets that start with one or two trucks and scale coverage as they add drivers and lanes—from Austin’s tech corridor to cross-border freight in Laredo. Proudly serving Dallas–Fort Worth, Houston, San Antonio, Austin, El Paso, Corpus Christi, Laredo, McAllen, Waco, Tyler/Longview, Amarillo, and more.