Commercial Truck Insurance in Tennessee

Supporting Tennessee Truckers and Fleets

Rich Insurance Services delivers Tennessee commercial truck insurance for owner-operators and small fleets moving freight through Memphis (I-40/I-55), Nashville (I-24/I-65), Knoxville (I-40/I-75), and Chattanooga (I-75/I-24). Our licensed team understands intermodal near the Mississippi River, music-tour logistics around Davidson County, and regional lanes into the Tri-Cities and North Georgia. We coordinate quotes, filings, and certificates quickly so you’re not waiting at the ramp or the rail yard

Complete Coverage for Tennessee Requirements

Tennessee follows federal guidelines for motor carriers, and we handle what new and growing fleets ask for most: commercial auto liability to meet shipper and broker demands, motor truck cargo for the freight you haul, and physical damage, general liability, non-trucking liability, trailer interchange, HNOA, workers’ compensation, occupational accident, and umbrella. For intrastate authority, we assist with state proof-of-insurance filings (such as Form E when required) and keep certificates clean for Memphis intermodal, BNA air cargo, and distribution hubs along I-840.

Why Choose Us in Tennessee

You get responsive help from a team that knows the Mid-South—fast COIs, clear explanations, and practical advice on limits, deductibles, and contract wording. For weather-related risks from spring storms to hail across Middle and East Tennessee, we build options that balance cost and protection. If your operation includes employees, we can layer workers’ compensation with your trucking program and line up certificates for warehouses from Shelby County to Knox County.

Areas We Serve in Georgia

Atlanta metro (including Marietta, College Park, and Forest Park), Savannah and the Coastal Empire, Macon, Augusta, Columbus, Athens, Valdosta, Albany, Rome, and statewide corridors along I-75, I-85, I-20, and I-16.