Commercial Truck Insurance in South Carolina

Commercial Truck Insurance in South Carolina

Rich Insurance Services places South Carolina trucking insurance for carriers serving the Port of Charleston, Inland Port Greer, and the I-26/I-95 corridors. From Greenville–Spartanburg manufacturing routes to Columbia distribution and Myrtle Beach seasonal surges, we tailor programs for 1–9 unit fleets and owner-operators. We shop multiple preferred markets and coordinate clean certificates, filings, and endorsements as part of your broader commercial trucking insurance plan.

Coverages for South Carolina Motor Carriers

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Auto Liability

Align limits with shipper and warehouse requirements in Charleston, GSP, and Lexington County; commercial auto liability keeps you compliant at the gate.

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Physical Damage

Collision and comprehensive for tractors and trailers, with deductibles tuned for storm, hail, and theft exposures.

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Motor Truck Cargo

Match limits to commodity values—from port dray and intermodal boxes to retail freight and paper—add reefer options when needed; motor truck cargo should reflect real load values.

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Bobtail/NTL & HNOA

Address off-dispatch driving and short-term rentals for parts runs or extra capacity.

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Workers’ Comp & Occ/Acc

Choose workers’ comp for W-2 drivers and occupational accident for leased contractors to cover medical and disability risks on SC lanes.

Ports, Contracts & COIs

Port and warehouse access often hinges on exact certificate wording—additional insured, waiver of subrogation, and per-vehicle scheduling. We issue same-day COIs for terminals in North Charleston, Greer, and along the I-77/I-20 logistics spine, and we handle state/federal filings so onboarding stays on schedule.

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Cities & Regions We Serve

Charleston/North Charleston, Greenville–Spartanburg, Columbia/Lexington, the Lowcountry, Pee Dee, Aiken/North Augusta, Rock Hill/York County—plus statewide corridors along I-26, I-95, I-77, and US-17.

FAQs

South Carolina Truck Insurance

  • Average costs for one-truck ops?

    Ranges vary by radius, MVRs, cargo, and garaging; we present multiple quotes and explain trade-offs clearly.

  • Is reefer breakdown an option?

    Yes—add spoilage/reefer breakdown where perishable goods are part of your mix.

  • Are filings needed for intrastate ops?

    When required, we coordinate state filings alongside federal forms so authority and certificates move together.

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Get a South Carolina Truck Insurance Quote

Get responsive quotes, fast certificates, and clear guidance from Rich Insurance Services—built for South Carolina lanes from Charleston to the Upstate.

Get My SC Quote